Founders Federal Credit Union

Our Services

Auto Loans

Whether you’re after that new-car smell or just want to save money by refinancing your loan from another financial institution, Founders has your Auto Loan!

Additional Features

• Rates as low as 3.99% APR.
• Quick turnaround time from application to funding, giving you more time to enjoy your new purchase.
• Our relationships with many dealerships are superb – giving you an easy-to-navigate and timely experience on both the Founders and dealer side during what can be a stressful experience.
• Get a preapproved spending limit, valid for 30 days, by applying for your Auto Loan early so you know what to look for before you start shopping.
• Let a Founders Loan Officer be your trusted advisor to make sure your purchase makes sense for you and your finances.

Certificates

Save money for future expenses or give your savings a boost with our competitive-rate Certificates!

Additional Features

• Minimum deposit of $500 required to open.
• Competitive market rates as high as 4.06 APY%.
• Multiple term options.
• Dividends paid quarterly.
• Automatic renewal notification.
• Our Certificates are eligible for Dividend Amp – an easy way to fund Loyalty Select with the dividends you earn on your Certificate. Click here for more information.

Credit Cards 

Our collection of Credit Cards gives you the options you are looking for when searching for a new card. We have a card to fit your lifestyle and card usage. Looking for great balance transfer rates, we have them!

Save with a Balance Transfer!

Lighten the load with a balance transfer. Now through March 31, 2026, you may qualify for a promotional 2.99% APR on balance transfers with your eligible Founders Credit Card10 – and pay no balance transfer fees. It’s the smart, simple way to take control of your debt and free up more room in your budget for what matters most. 

Already have a Founders Credit Card? Log in to Founders Online to complete a balance transfer.

Mortgage

Founders offers many Mortgage Loan options to fit your lifestyle and your budget! Plus, Founders never charges PMI (Private Mortgage Insurance).

Founders Mortgage Programs

• 30-Year Fixed Rate Mortgage
• 15-Year and 20-Year Fixed Rate Mortgage options
• 15/15 and 7/1 Adjustable-Rate options
• Founders Military Mortgage Program
• First Time Homebuyer Program

Additional Information

• No PMI, ever! Founders never charges Private Mortgage Insurance on any Mortgage products.
• Our experienced Mortgage Loan Officers are expertly trained to help you navigate the home-buying process. Click here for a complete list of our Mortgage Loan Originators
• Adjustable and fixed rate options
• Land loans
• Double wide manufactured home options
• Home Equity Lines of Credit

Insurance Services

For assistance with Individual Insurance Benefits like Life, Health, Auto or Homeowners policies, please call 1-855-385-7977.

For assistance with Employee Insurance Benefits, call 1-844-879-3274.

Be prepared for the unexpected  

Insurance does just that – prepares you for the unexpected. Whether it's an unexpected health issue, a fender bender or death, our suite of insurance products are designed to help you navigate those rough times with ease.

• Life insurance helps ensure your family is able to cover expenses upon your death.
• Health insurance provides you solutions for medical coverage.
• Home and auto coverage – also known as property and casualty – protects the largest purchases you will make.
• Employee benefits allow even the smallest companies coverage options for employees and their families.
• Additional products like complimentary accidental death and dismemberment (AD&D) coverage and pet insurance are available for Founders members.

Looking for more information? Fill out our Contact US form below and a Founders Insurance Agent will contact you and help you answer any questions you have regarding our insurance products or your coverage possibilities.

Wealth Management

Founders Wealth Management serves members of Founders Federal Credit Union to help you in an effort to improve your long-term financial success. Our customized programs are designed with a goal to help grow, protect and conserve your wealth by delivering a high level of personalized service. We encourage you to explore our site and learn more about the wealth management services we provide. Our goal is to assist our members in many aspects of their financial lives by providing comprehensive and personal service. We strive to help each of our members and clients create financial stability and security to provide financial independence.

Our Commitment

Our Wealth Management team consists of experienced professionals with a "hands on" approach to financial guidance. Not only will you find our team members knowledgeable, but you will discover they truly care about helping you make your dreams a reality. As your Financial Advisors, we will do everything in our power to keep you focused on where you want to go, advise you on how to get there and continually remind you of the importance of maintaining a disciplined approach to creating your dreams. 

Our Principle

Founders Wealth Management is based on the principle that education and understanding of your current financial situation is vital to successfully making prudent decisions concerning your future financial condition.

If you wish to schedule an appointment with an Advisor, send us an email or call us at 1-866-739-7064.