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Family First Funding LLC

Family First Funding LLC


Mortgage Banking Real Estate Services Loan Officer Loan Originator Mortgage Officer




FHA loans have been helping people become homeowners since 1934.  Some benefits of FHA loans are low down payments, low closing costs and easy credit qualifying. Read more...


VA mortgage loans are one of the best and safest methods to use when buying a home.  Now even active duty personnel can qualify. Read more... 


The USDA changed rules in 2009 that makes millions of Americans eligible for its rural mortgage programs.  With the USDA loan, many are still able to get a zero down home loan. Read more...  

Jumbo Loans

Loan amounts from $417,000 up to $3,000,000; qualify with credit scores as low as 680; as little as 15% down payment.  Read more...

203K Renovation Loans

One of the best renovation products available to help you create a house into your home.  You can buy a home, fix it up the way you want it, and include all the costs in one loan.  Read more...


Allows borrowers to include financing for home improvements in a purchase or refinance transaction of an existing home.  Read more...


Used as an alternative to the FHA loan, the CRA program offers just a 3 percent down payment, NO borrower-paid mortgage insurance, 97 LTV for rate and term refinance, and interest rates below market rates.
Contact us to learn more.

Home Possible®

Home Possible® mortgages offer low down payments for low- to moderate-income homebuyers or buyers in high-cost or underserved communities.  5 percent down payment; no credit score necessary; flexible sources of down payment including family, employer assistance programs and secondary financing; 15-30 year fixed-rate mortgages, 5/1, 7/1 and 10/1 ARMs available.
Contact us to learn more.

Other Loan Programs Available!

  • FHA Condo Lending
  • Jumbo Condo Lending
  • Fannie Mae Condo Lending
  • FHA Reverse
  • New Construction Lending
  • Foreign National Lending

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Additional Info

Family First Funding LLC is a State Licensed Mortgage Bank founded in 2011 and headquartered in Toms River, New Jersey. We are a Fannie Mae and Freddie Mac Seller/Servicer with licensing approvals in 30+ states. We strive to provide a high level of expertise and will provide superior personal service to our employees and customers. We take pride in knowing that the majority of our business comes from repeat clients and their referrals.

Our responsibility as mortgage professionals is to determine what a customer’s financial goals are and not to just quote a rate, but to qualify them for a successful mortgage investment. In doing so, it has been recognized that it is imperative to have a large number of programs available to all different types of clients with different needs, ranging from Agency type products, Non-QM, Private Client High Net Worth, Construction, Reverse, programs that specialize in lower income families, Down Payment Assistance programs, and First Time Home Buyer Programs.

We have offered high quality mortgage banking and brokering services to over 18,000 residential and business customers. Our aim is to provide our clients with fair and reasonable rates and costs, while keeping our clients informed and educated throughout the process. We will become friends and trusted advisors to our clients as well as quality service providers. Family First Funding is an excellent place to work. It has a professional environment that is challenging, rewarding, creative, and respectful of ideas and individuals. “Family First” is our name and what we believe in.

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