Cap Insurance Group

CAP Insurance Group is an independent insurance agency founded in 2008 and based in Charlotte, North Carolina. Led by partners Charlie Sternberg and Andy Sturge, the agency specializes in personal and commercial insurance for individuals, families, business owners, and high-net-worth clients.

CAP Insurance Group provides customized home, auto, umbrella, commercial, and specialty insurance solutions through multiple leading insurance carriers. Commercial insurance capabilities include general liability, commercial property, business owners policies (BOP), commercial auto, workers’ compensation, professional liability, cyber liability, employment practices liability (EPLI), and commercial umbrella and excess liability coverage.

Serving clients throughout North / South Carolina and beyond, CAP Insurance Group combines experienced insurance guidance, access to multiple carriers, and personalized service to help individuals and businesses identify risks and secure appropriate insurance coverage.