Allegacy Financial®

Grounded in local expertise and real relationships, we’re here to support every step of your financial journey—from daily banking to long-term planning

Allegacy Financial®  began in 1967 and grew steadily, prioritizing our members’ best interest at every step. Today, we’re one of the largest, most financially-sound institutions in North Carolina.

We have four convenient locations in our South Region:

• CHARLOTTE - 100 Queens Road
• CHARLOTTE - 3021 Prosperity Church Road
• DAVIDSON - 837 Williamson Rd, Mooresville, NC 28117
• INDIAN TRAIL - 307 Unionville-Indian Trail Road

We will always do the right thing for your wellbeing.

Doing right is our singular focus, and we mean it. Your health — your overall wellbeing — is a matter of balance. It’s about creating joy and growth. This belief shows in everything we do — from the values we cultivate in our team, to the resources we offer our members.

Our products

Checking Accounts

We offer higher yields, lower fees and tools to make account management simple.

Savings Accounts 

Save, grow, and protect your money for the short- and long-term.

Credit cards

Clear terms and flexible options to help you manage spending and build credit with confidence.

Learn more about our products.

Helping you navigate banking

Smartrate Checking Account

Earn high dividends for lower fees. Learn more here.

How to Build Credit: A Step-By-Step Guide

Read now.

Open an account today.

Join today.